Over the course of the last few years, the system of peer-to-peer rentals has become more popular. Millions of people rent their homes and apartments every year through companies such as Airbnb. There is no such thing as a perfect rental, because renting another person’s home can come with some downsides. Accidents can happen with an Airbnb just as easily as anywhere else. In fact, these accidents have the potential to cause significant injuries to guests. While determining liability in these situations can be difficult, it is important that you have an experienced and knowledgeable Maryland personal injury lawyer to fight for compensation after an Airbnb accident.
It is perfectly reasonable for people who rent any type of property to expect it to be safe. Required to maintain their property, Airbnb owners must ensure that there are no hazardous conditions present when others use their homes. Accidents can happen if they fail to do so. Many times, these are premises liability accidents that may be caused due to deck collapses, unsafe stairways and more. In these scenarios, the property owner is usually held liable for any accidents that happen on his or her grounds. However, dealing with peer-to-peer rentals can be a tricky business.
Airbnb understands that accidents can happen, which is why the company offers Host Protection Insurance for those who rent out their properties. This coverage is available for hosts and landlords who are named in lawsuits against them. This insurance provides $1 million per claim that is brought against a host for third-party bodily injuries. In the event of an accident, hosts have access to this insurance so that they do not have to pay compensation out of pocket.
It is critical that injured parties understand what is and is not covered by Airbnb’s Host Protection Insurance. This program has limited liability and does not provide coverage in all situations. As such, it may not be awarded in the event of the following:
- Injuries from something that is done intentionally and is not an accident
- Loss of earnings
- Communicable diseases
- Contractual liability
- Injuries that were caused by the intoxication of a guest
Guests can file a claim by contacting Airbnb to be connected with a third-party claims administrator. However, if you have been impacted by financial burdens stemming from your Airbnb accident, you should contact our firm and see if you may be able to receive compensation.
Contact our experienced Maryland firm
The Law Offices of Debra A. Saltz has decades of experience representing clients in Anne Arundel County and Howard County, Maryland who need legal assistance for criminal defense or personal injury matters. Contact the Law Offices of Debra A. Saltz today to discuss your case.