Driving under the influence of drugs and alcohol is a serious crime that comes with severe consequences. While many understand the criminal aspect, others may not understand the financial impacts this choice can have on your life. One of the most significant impacts is on your insurance rates, which can cause intense financial strain. Whether you’re guilty or not, ensuring you contact a Maryland DUI lawyer is essential to keeping your record clean.
Will My Insurance Rates Increase?
In Maryland, a DUI has severe consequences. Unlike other states, a DUI conviction in Maryland can translate to points on your driving record, which impacts your insurance rates.
It’s important to note that your insurance company may not receive notice immediately after your conviction, but it will inevitably appear on your driving record. This means your insurance will likely increase as a result. In some instances, this can be too expensive, so you may want to shop around for different insurance options.
You may also find that your insurance company will drop you after a DUI conviction. A DUI will often label you as a “high-risk” driver, meaning they may not want to keep you as a client. If you are dropped by your insurance, you will need to find another company to cover you.
Generally, Marylanders convicted of a DUI can expect at least a 40% increase in their insurance coverage. Though this may seem like a significant increase, this is less than the national average.
What Other Penalties Can I Expect?
In Maryland, the accumulation of points can lead to a suspended or revoked license. After 12 points, the state will issue a notice of revocation. However, a DUI is 12 points, meaning one conviction can immediately revoke your license. A DWI is 8 points and will trigger a suspension hearing.
However, there are other consequences you can endure. This includes jail time, up to $1,000 in fines and fees, and the installation of an ignition interlock device. With each offense, you can expect the consequences to become more and more severe. Many do not consider the social implications that a DUI can have on someone. A DUI conviction will appear on a criminal record, which can affect your ability to be employed or receive loans.
How Can an Attorney Help?
When facing a DUI, ensuring you contact an attorney as soon as possible is essential. Though you may think a driving under the influence charge has no defense, a lawyer will examine the circumstances surrounding your divorce, exploring every possible defense. This includes trying to avoid points altogether.
If you want to avoid high insurance premiums and a criminal record, you need a competent attorney on your side. The Law Offices of Debra A. Saltz is ready to help. Our dedicated legal team will do everything in our power to help keep your criminal record clean. Contact our firm today to learn how we can help you.
