When you’re running errands, driving to work, or just taking a drive, the last thing you anticipate is being involved in an accident. While this is a scary and intense situation, it doesn’t end when you leave the accident scene. You’ll have to deal with the injuries resulting from the crash and talk to insurance companies to get the compensation you deserve. Keep reading to learn how providers determine who is responsible for the damages and how a Maryland auto accident lawyer can help you get justice.
What Factors Will Insurance Companies Consider When Determining Fault?
Several factors will be considered by the insurance companies of both vehicles involved in a collision. Because these providers will need to pay if the driver they insure is at fault, they will do everything possible to prove that their driver was not at fault.
However, this is not always the case, as elements such as the kind of collision, the blood alcohol concentration level of a driver, and the speed of the at-fault vehicle, are all considered to determine liability. This is because these factors can help prove who was responsible for the accident.
For example, if a driver crashes into the rear-end of another driver, it is almost always the fault of the driver who caused the collision. Similarly, if a driver’s phone data shows they were sending a text moments before the crash occurred, they will likely be found liable.
How Can I Improve My Chances of Proving I Am Not Liable?
The most important thing you can do following an accident to prove that you were not at fault is to collect as much initial evidence as possible. This includes taking photos and videos of the scene and talking with witnesses. Your pictures should document the damage to both cars, any injuries you sustained, and road conditions such as rain or snow. When speaking with witnesses, you’ll want to document their account of the incident and collect their names and contact information. All this information will be submitted to the insurance companies to help them determine who caused the collision.
What Do if I’m Injured?
If injured due to another driver’s negligence, ensuring you take the necessary steps to help yourself is vital. This includes seeking medical treatment immediately. If the injuries do not require emergency attention, you should schedule an appointment with your regular doctor shortly after the accident. Unfortunately, insurance companies will claim your wounds were not severe enough if you did not go to a doctor.
Finally, you’ll want to contact a personal injury attorney as soon as possible to help you ensure that you receive the correct compensation from the insurance companies and recover any non-economic damages from the negligent party. At the Law Offices of Debra A. Saltz, our dedicated legal team is ready to help. Contact us today to discuss the details of your case.